Your dollars earn.
Your interest buys stocks.
Put USDG to work at the rate Morpho's biggest vault pays, spend only what it earns on NVDA, Apple or any of 42 tokenized stocks, and borrow against your shares when you need cash.
One app, four things
Everything your money does, in one place
Each one is a real contract call you sign yourself, on protocols that already hold hundreds of millions on this chain.
Save
Deposit USDG into Steakhouse USDG, the largest Morpho vault on the chain. Withdraw any amount, any time.
Grow
Tarn reads your deposits and withdrawals from the chain, works out what you've earned, and turns only that into the stock you pick.
Borrow
Get USDG against AAPL, NVDA, GOOGL, SPY, TSLA or SPCX on Morpho Blue, without selling.
Trade
Buy or sell any of 42 stocks for USDG through the deepest Uniswap pool, best fee tier picked for you.
Markets
Every stock, its live pool price and what a real order costs, next to what you can borrow against it.
How Grow works
Keep the dollars. Spend the interest.
Three steps. You sign each one, and nothing sits in between.
Save
Your USDG goes into Steakhouse USDG on Morpho. You hold the vault's shares in your own wallet.
Let it earn
Borrowers pay interest every block. Tarn reads your deposits and withdrawals from the chain, so it always knows your principal and what's interest.
Grow
One tap withdraws only the interest and buys the stock you picked through Uniswap. Your principal keeps earning.
Borrow
Cash against your shares, without selling
Morpho Blue lends USDG against Robinhood's stock tokens, priced by an oracle that Tarn checks against the live pool before listing. Up to 62.5% of the value, at these rates today.
| Collateral | Borrowable now | Rate | Max loan | Oracle vs pool | |
|---|---|---|---|---|---|
| SPCXSpace Exploration Technologies Corp. Class A Common Stock | $279,859 | 0.59% | 62.5% | 0.09% | Borrow |
| AAPLApple | $238,958 | 0.48% | 62.5% | 0.26% | Borrow |
| NVDANVIDIA | $172,891 | 0.55% | 62.5% | 0.15% | Borrow |
| GOOGLAlphabet Class A | $158,807 | 0.58% | 62.5% | 0.24% | Borrow |
| SPYSPDR S&P 500 ETF Trust | $6,885 | 0.06% | 62.5% | 0.13% | Borrow |
| TSLATesla | $6,558 | 0.03% | 62.5% | 0.15% | Borrow |
Markets
Robinhood's stocks, priced by their pools
Live from each stock's deepest USDG pool on Uniswap as this page loads.
Why you can trust it
Tarn has no contracts
There's no Tarn vault, token or admin key. Tarn builds the transaction, your wallet signs it, and it goes straight to protocols that already secure this chain.
Your wallet
Holds your USDG, vault shares and stocks. Signs every step.
Tarn
A website. Reads the chain, builds the call, never holds a cent.
Steakhouse USDG
Morpho Vault V2 · Save, Grow
Morpho Blue
Lending markets · Borrow
Uniswap v3
SwapRouter02 + QuoterV2 · Trade, Grow
FAQ
The short answers
Where does the yield come from?
Borrowers. Steakhouse USDG, curated by Steakhouse Financial on Morpho, lends your USDG to borrowers who post collateral, and their interest raises the value of your vault shares. It paid 3.87% a year over the last 7 days and 3.77% over 30, measured from the vault's own share price. That's Morpho's rate, not a promise.
How does Tarn know which part is interest?
From the chain. It reads every deposit and withdrawal your wallet has made in the vault. Your principal is what you put in, less the same share of it for every withdrawal. What your shares are worth above that is interest. Nothing on chain stores this number: Tarn recomputes it each time, and the app shows the history it used.
What happens if I borrow and the stock falls?
If your loan grows past 62.5% of your collateral's value, anyone can repay part of it on Morpho and take some of your stock at a small discount. That's a liquidation. The app shows your loan-to-value, the price at which you'd be liquidated, and a warning well before it. Repaying is always possible, even if the price feed pauses.
Can I lose money?
Yes. Morpho borrowers can default, stocks can fall, and borrowed positions can be liquidated. Tarn adds no contract risk of its own, since it has no contracts, but it can't remove the risks of the protocols it uses.
Are there fees?
Tarn charges nothing. You pay gas, Uniswap's pool fee when you trade, and the vault curator's fee, which is already inside the rate shown. Borrowers pay the Morpho rate.
What do I need to start?
A wallet like MetaMask or Rabby, a little ETH on Robinhood Chain for gas, and USDG. The app adds Robinhood Chain to your wallet for you.